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MSME Schemes for Rural Women

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Ministry of MSME, through Khadi and Village Industries Commission (KVIC), implements a number of schemes for rural women so as to improve their social and economic conditions, including those living below the poverty line.  Minister of State (Independent Charge) for Micro, Small and  Medium Enterprises, Giriraj Singh, informed while replying to a question in Lok Sabha today.

He said the MSME Ministry is implementing the Prime Minister’s Employment Generation Programme (PMEGP), a major credit-linked subsidy scheme since 2008-09, to set up micro enterprises and to generate employment in rural and urban areas of the country. The maximum cost of the project under PMEGP scheme is Rs.25.00 lakhs for manufacturing sector units and Rs.10.00 lakhs for units under service sector. Under the scheme, women entrepreneurs are covered under Special Category and are entitled to 25% and 35% subsidies for the project set up in urban and rural areas respectively. For women beneficiaries, own contribution is only 5% of the project cost while for general category it is 10%.  About 30% projects have been setup by women out of total projects set up under PMEGP. The Minister said Women Entrepreneurs have set up 138516 projects since its inception till 23.01.2019.  Details of State-wise projects set up by women are as under:

Sl. No. State/UT Women Entrepreneurs under PMEGP
1 Jammu  & Kashmir 6586
2 Himachal Pradesh 2542
3 Punjab 3182
4 Chandigarh 132
5 Haryana 2234
6 Delhi 413
7 Rajasthan 3887
8 Uttarakhand 2767
9 Uttar Pradesh 12790
10 Chhattisgarh 3252
11 Madhya Pradesh 5280
12 Sikkim 196
13 Arunachal Pradesh 788
14 Nagaland 2019
15 Manipur 1912
16 Mizoram 2321
17 Tripura 2053
18 Meghalaya 1269
19 Assam 10738
20 Bihar 5264
21 West Bengal 11496
22 Jharkhand 2525
23 Odisha 6846
24 A & N Islands 348
25 Gujarat 5941
26 Maharashtra 9685
27 Goa 326
28 Andhra Pradesh 6933
29 Telangana 1342
30 Karnataka 5302
31 Lakshadweep 45
32 Kerala 6066
33 Tamil Nadu 11732
34 Puducherry 304
TOTAL 138516

The Minister further informed that Ministry of MSME, through KVIC, implements schemes under its Khadi Programmewith the support of 34 State/UT Khadi and Village Industries Boards (KVIBs), and 2518 Khadi Institutions. These schemes are providing employment to4.65 lakh persons (cumulative) out of which more than 80% artisans are women. During 2016-17, 14768 projects were set up by Women Entrepreneurs and Margin Money (MM) of 38949.15Lakh Rupees were disbursed. During 2017-18 the number of projects set up by women entrepreneurs was 15669 with MM of 46355.86 Lakh Rupees. State wise details are as follows:

Sl. No. State/UT 2016-17 2017-18
No. of Projects set up MM subsidy disbursed

(Rs. in lakh)

No. of Projects set up MM subsidy disbursed

(Rs. in lakh)

1 Jammu  & Kashmir 476 634.15 1188 1718.41
2 Himachal Pradesh 198 422.73 303 765.23
3 Punjab 454 1316.11 580 1861.72
4 Chandigarh 14 25.07 18 32.58
5 Haryana 283 662.57 422 958.11
6 Delhi 40 58.51 43 57.16
7 Rajasthan 314 1250.10 337 1332.04
8 Uttarakhand 296 528.92 327 676.04
9 Uttar Pradesh 1387 5030.05 1492 5417.78
10 Chhattisgarh 319 977.37 327 959.80
11 Madhya Pradesh 512 2100.23 518 2645.46
12 Sikkim 11 11.16 15 19.35
13 Arunachal Pradesh 104 138.50 86 121.22
14 Nagaland 334 626.72 427 1178.34
15 Manipur 223 581.75 237 473.38
16 Mizoram 128 217.30 134 133.83
17 Tripura 452 734.81 261 393.52
18 Meghalaya 142 155.15 31 56.98
19 Assam 1484 1015.53 581 528.41
20 Bihar 915 2115.84 647 1778.56
21 West Bengal 802 1535.21 406 1144.53
22 Jharkhand 292 494.67 215 537.20
23 Odisha 942 2144.02 777 2095.83
24 A & N Islands 22 15.33 38 33.02
25 Gujarat 567 3905.07 1017 7785.33
26 Maharashtra 783 2233.86 1079 3153.11
27 Goa 37 95.36 19 43.08
28 Andhra Pradesh 294 2631.29 719 2761.31
29 Telangana 218 812.76 370 1534.84
30 Karnataka 816 2362.30 580 1853.93
31 Kerala 635 1112.50 525 960.76
32 Tamil Nadu 1248 2955.01 1929 3314.02
33 Puducherry 26 49.20 21 30.98
TOTAL 14768 38949.15 15669 46355.86

Giriraj Singh also informed the House about the MSME Ministry’s Village IndustriesProgramme , Mission Solar Charkha , Khadi Reform and Development Programme,  Scheme of Fund for Regeneration of Traditional Industries, Capacity Building through training programmes  and  Research and Development (R&D)  for stepping up productivity, which have helped women entrepreneurs.

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