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National Minorities Development and Finance Corporation (NMDFC) is concerned, its schemes are being implemented for the socio-economic development of the ‘backward sections’ amongst the notified minorities through the State Channelising Agencies (SCAs) nominated by the respective State Governments/UT Administration.
For availing assistance under NMDFC schemes, the annual family income eligibility criterion under Credit Line-1 is Rs.98,000 for rural areas & Rs.1.20 lacs for urban areas. Higher annual family income eligibility criterion of upto Rs.6.00 lacs has also been introduced as Credit Line-2, for increasing coverage of beneficiaries under NMDFC schemes. So far, NMDFC has been able to extend credit to over 15.25 lacs house holds (as on 28.01.2019) under its financing program.
As per the utilization details furnished by the State Channelizing Agencies (SCAs), Muslim constitute 78.13%, Christian 19.00%, Sikh 2.23%, Buddhist 0.43% and Jains 0.21% of the total beneficiaries financed under the schemes of NMDFC.
NMDFC regularly engages a 3rd party independent consultancy organization for verification of beneficiaries and also Impact of its Schemes on the target Minority groups.
The details of the studies conducted during the last four years is enclosed as under:
|SR. NO.||YEAR||NAME OF AGENCY||SALIENT OBSERVATIONS OF THE STUDY REPORT|
|1||2013-14||Centre for Market Research & Social Development, New Delhi. Agency Empanelled with Ministry of Minority Affairs.||
|2||2014-15||Centre for Market Research & Social Development, New Delhi. Agency Empanelled with Ministry of Minority Affairs.||
|4||2017-18||Development & Research Services Pvt. Ltd.||
This information was given by Union Minister for Minority Affairs Shri Mukhtar Abbas Naqvi in a written reply to a question in Rajya Sabha today.