JAMMU, MAY 27: EPFO Regional Office, Jammu today held an awareness and outreach programme with the private educational institutes of Katra and Reasi at Trikuta Public School, Katra.

Rizwan Uddin, RPFC – I, Jammu, Kashmir and Ladakh addressed the participants during the session.

The session focused on social security benefits available under the EPF & MP Act, 1952 and the schemes framed there-under, major initiatives by EPFO and challenges faced by different stakeholders.

The Regional P.F Commissioner highlighted that all those eligible employees who were deprived off the pension are now covered under the Employees’ Pension Scheme after the implementation of the EPF & MP Act, 1952 in the UT of J&K and Ladakh from Nov 1, 2019.

“In case of any causality as cited above, the pension will be paid to the widow/widower, children of the deceased member” he informed. Also, in case of disability, the employee will be given pension throughout his life. It was also emphasized that an employee who is continued to be in service tenure for 10 years up to the age of superannuation (58 years) under EPFO will be eligible for pension benefits under EPS 1995.

He cited the importance and benefits of the Employees Deposit Linked Insurance scheme, 1976 and the Employees’ Pension Scheme, 1995 in which the subscribers of J&K and Ladakh were previously deprived off or benefits were considerably lesser than that of EPF Act.

The Provident Fund members under EPFO are also eligible for insurance benefit under EDLI Scheme up to Rs. 7 Lakhs whereas under erstwhile J&KEPF Act, 1961 benefit was available up to Rs 75000/-, he informed.

He also cited an example of the latest incident happened in Ramban district of Jammu Division where some workers had died in the causality and were covered under the EPFO, the family members will be provided with benefits of both schemes in case of any causality occurred.

He further appealed to the representatives of the educational institutes to comply with the provisions of the Act and Schemes in its true spirit and regularly make PF remittance, updating e-nomination and KYC details of all their employees.

The young employee of Trikuta Public Hr. Sec. Muskan Dubey said that now ‘we can get PF easily from the Central Provident Fund. “We also get many benefits from them like Pension, Insurance. This Department has helped the employees in every respect” she added.